Lincoln Financial Field Employment – Sr. Life Underwriter

Website Lincoln Financial

Job Description:

As a Sr. Underwriter for Lincoln, you will analyze and deliver on more complex Underwriting assignments & projects. You are responsible for underwriting individual life insurance applications within their designated approval limit of up to $5,000,000 and up to age 85.

Job Responsibilities:

  • Identifies and recommends process improvements that significantly reduce workloads or improve quality
  • Underwriting Individual Life Insurance – Making critical risk decision on whether to accept, modify, or decline a risk through evaluation of an individual’s medical history or physical condition, occupational hazard, and financial background.
  • Enhances departmental outcomes by sharing knowledge with team members and providing advice on more complex underwriting determinations.
  • Evaluates and underwrites life insurance applications making determinations of the terms, coverage, and rating classification within their designated approval limit $2,000,000 to $5,000,000 and between ages 70 to 85.
  • Provides training to less experienced team members on underwriting procedures and guidelines.
  • Mentoring & Providing second signature review of life insurance applications

Job Requirements:

  • Strong Written and Verbal Communication skills
  • Intermediate in: Microsoft Office (Outlook, Word, PowerPoint, Excel)
  • Demonstrated Excellence in: Problem Solving / Analysis; Comprehension of Complex Information; Influencing Others; Risk Assessment;
  • Demonstrated decision making using sound judgment; Negotiation Skills; Managing Conflict
  • A demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment
  • Undergraduate degree or 4+ years of comparable work experience
  • Developed Skills in: analyzing and interpreting complex financial documents including profit/loss statements, income statements, and balance sheets
  • 3 – 6+ years of experience in Underwriting Individual Life Insurance

Job Details:

Company: Lincoln Financial

Vacancy Type: Full Time

Job Location: Greensboro, NC, US

Application Deadline: N/A

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