Lincoln Financial Group Jobs – Consultant

Website Lincoln Financial

Job Description:

This position will consult, analyze, and deliver on more complex assignments/projects within the Underwriting function. You will also act as a resource to internal/external stakeholders. This role will independently assess more complex & higher value financial risks related to insurance products.

Job Responsibilities:

  • Liaises with operational teams to ensure accurate preparation of plans with appropriate coverage level(s) & pricing.
  • Analyzes financial health, performance, operations, and personnel levels of customers to determine if additional safeguards or conditions should be included in pricing and risk assessment.
  • Independently determines if requests for coverage should be rejected based on their risk assessment.
  • Reviews more complex new business and renewal requests for proposals/ coverage(s) for the Life and Disability product lines in the Regional segment with 1,000 to 5,000 lives.
  • Binds LFG in financial transactions within their scope of authority by committing LFG to provide insurance coverage at their determined rates.
  • Recommends potential modifications in more complex coverage(s) and/or coverage levels on insurance products based on customer’s price range.
  • Adds more complex amendments/ACRs for their assigned lines of coverage and segment(s).
  • Independently prepares and determines coverage & pricing proposals, renewals, amendments through analysis of customer data & information received from quote requests from brokers & marketing representatives.
  • Meets with brokers and sales teams to develop relationships, discuss target markets and potential pricing approaches to expand market share.
  • Negotiates more complex benefits & pricing on non-experienced rated & experienced rated cases with brokers & representatives.
  • Analyzes more complex customer data & information to independently determine the price, within a wider range of authority, at which to accept the risks posed by sales.

Job Requirements:

  • 4 Year/Bachelor’s degree or equivalent work experience (4 years of experience in lieu of Bachelor’s) (Minimum Required)
  • 3-5+ Years of group life and/or disability underwriting experience directly aligned to the specific responsibilities for this role. (Required)

Job Details:

Company: Lincoln Financial

Vacancy Type: Full Time

Job Location: Omaha, NE, US

Application Deadline: N/A

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